We Hate Insurance

 That's how they reel you in, with taglines that say they have the cheapest insurance and tell you how much you could save if you switch.  There's no doubt that saving money is an important thing and some of the companies that say they can save you money, really can. But you don't always want the cheapest, in fact there is a long list of things that most people would find important enough to make sure they are paying for quality and wont mind a higher price tag.  Below is a short list of things you might not want to go cheap on. Parachute packing, Bullet proof vests Brake job Scuba tank Fencing at Jurassic World Okay, so some of those were funny but the point is if it's really important you will pay whatever it takes to make sure it's done right. For me clothes are good to have but if I can get them cheaper I don't really care what they look like, but some of you will pay a lot of money for the right set of shoes or the really cool jacket. Is insurance in that c...

Selecting good auto insurance is important. You can choose from companies which have local or non local agents that you talk to on the phone. The services of the local agent may be important when you buy the policy or at the time of loss, when you have a claim.  Car insurance protects you from paying for another driver’s injuries and repairs by yourself if you cause a collision. Some types of insurance also pay for damage to your own vehicle, and still other coverages can pay for your medical bills. Without auto insurance one accident could cost you all your life savings if you injury someone. Not to mention it is required by law to have auto insurance to drive a vehicle, yet in some states a full quarter of all drivers are uninsured.  The bottom-line is not only is auto insurance mandatory it is and important part of a responsible risk management program. So, if your agent or the insurance company wants to write you  the lowest limits possible and is giving you lower rat...